Business and Dealings

Q: Due to tenants not paying rental on time, we intend putting a clause to deter tenants from delaying payment. Please advise if it is permissible to include the following clauses in a lease agreement.

NB: We only intend using one of the 2 clauses in each lease.

1. Failure to pay monthly rental by the due date will result in the premises being locked by the lessor. The lessor will only unlock the premises once all arrear rentals are fully paid. The lessee will be charged for expenses incurred in having the premises locked and unlocked.

2. Failure to pay rental by the due date will result in immediate termination of lease. The lessee will be liable for a daily rental of R1000 until the premises has been vacated or a new lease has been agreed upon. (The amount for daily rental we intend using here will be significantly higher than the [proportionate daily] amount the tenant is being charged accordingly to the lease which has a monthly rental amount.)

Q: My mother bought a certain baby accessory for my baby sister. At the time of purchasing, she was not aware of the fatwa (of ownership) so she simply bought it without making any specific intention of who the owner is. In other words, she bought it with her own money for my baby sister (her youngest daughter) to use.

Its been 5 years and now I am married and have a child. Will it be permissable for my mother to give me possesion over that accessory so that I can use it for my baby?

Q: Discovery have come out with a “shariah” compliant medical aid scheme.

Is this permissible?

Q: I live in Europe and I need some money and there is no one to help me. The bank is ready to give me a loan but they want it back with interest. For example, if I get 5000, I have to return 5500 in two years. I know it is not halaal, is there any way to make the amount halaal for me?

Q: Is it halaal to earn with online games?

Q: I want to ask you about the permissibility of trading, in crypto currencies, normal currencies and trading in stocks, in Islam.

Q: There is a loyalty club business where you pay for a yearly membership and get discounts on a variety of stores. The company also gives you free entries into bi monthly prize draws to win a car, etc.

Since we are not paying money for the entries but are paying for the membership, will it be considered halaal if we win a prize?

Q: For money issues, I sold my car to my friend for 5 million and on the same day, I want to take back my car from him for easy installments. But he is selling it back to me for 6 million over 30 months installments. Is this allowed in Islam? The car is still on my name.

Q: Can I assume that all the secular banks in the country deal in riba if I live in a kafir country or would I be sinful for assuming evil of people without proof?

Q: I have a family person who is unemployed and sells drugs to support his family. Can we go over and have supper by him? Is the food haraam?