Business and Dealings

Giving a loan on interest

Q: Two parties want to enter an agreement: Person A wants to loan money to Person B. 

The amount is marked up by 10% and the repayment is over a fixed period e.g. 4 years. 

If there is a clause in the agreement to say that if you pay by 3 years, you will get R2000 back. 

Is the rebate of the R2000 clause permissible? Is the allocation of marked up shares permissible?

Using Sayyidatuna Khadijah (radhiyallahu anha) being a businesswoman for women being allowed to go out and work

Q: The secondary Muslim Girls School teachers stated that Sayyidatuna Khadijah (radhiyallahu anha) was a trader/businesswoman and therefore it's allowed for women to go out to earn a livelihood. 

I'll appreciate if respected Mufti Saheb could explain this matter.

Holding the tenant liable for occupying the premises after moving out

Q: I would like to know what is the ruling with regards to the following situation:

I have a flat which I let out. My tenant decided to move to another premises and gave me notice on the first of December for end of December. He paid rental for December already. 

I clearly told him that kindly return my flat to me in the same condition which I gave it to you. 

He said that we must do the repairs etc. and deduct it off the holding deposit which we have of his. We informed him that we are unable to repair the flat , because it is December and no one is around to work or supervise! 

The tenant moved out of the flat during December, however left one of his cars parked at the premises and also some goods of his still in the flat as well as he’s ac. He didn’t handover the keys to myself, however he did give one key to the caretaker. 

Fast forward to second of January, I’ve contacted him to remove he’s items and car And because of his items being in the flat and also being December and him not handing over the full set of keys to me, I was unable to repair and let out the flat to someone else. 

Should the tenant be liable to pay rent for January? As he only removed the balance of his items and handed over the keys to me in January and after I called him. And we are only able to do repairs to the flat now and let out for for February

Using one's fathers money without his permission to start a business

Q: My father keeps his money in my bank account, which mainly comes from monthly shop rent approximately 14 lakhs in total till now. 

I used 1.5 lakhs rupees out of those 14 lakhs without my father's permission and started a business which was pretty successful. After a couple of months I put the amount back. 

So my question is that the profit that I earned, is it halaal or haraam and should I continue this business?

Asking family or friends to assist one with an interest free loan

Q: I am currently working and looking to buy a car. I am unable to buy it in cash. I have made many attempts for Muslim car dealers to try and purchase the car on credit without interest or going through bank finance. All of them rejected. 

I have even proved that I am able to pay it off comfortably with my salary. 

I have went to almost every Muslim dealership and all have rejected. 

I am able to get a car on bank finance but I do not wish to because of the interest. 

Is there any other way of doing it? Is there any other alternative to this?