Business and Dealings

Q: My respected mother, whilst she was alive, mentioned to me and several of her children "the flat that belongs to me in a certain apartment building, I have given it to my 2 granddaughters but I will continue to take the rental as long as I am alive".

I did mention to her on a few occasions that it is incorrect to give a gift in this manner, you either give it away with all its benefits to the 2 granddaughters otherwise it will form of part of your estate. She has passed on to the mercy of Allah Ta'ala without correcting this statement or re gifting this property in the correct manner.

I would like to find out if this property in question will form part of her estate or will it be in the ownership of the two granddaughters?

Q: We got a message that we were chosen as the winners of Canada Coca-Cola's new year lottery. They were promised to give us some dollars. Is it halal for us? 

Q: What to do with interest money?

Q: I am an enginneer from Pakistan and I am working in a private company which is the offshore company of another Company in USA, so our office is controlled by USA company. That USA company makes electronic solutions including medical, residential commercial, military and a lot of other solutions. I am currently working on medical solutions but my concern is that the company also provides solutions to military. Should I be concerned about that or not? Is it halaal to work for this company?

Q: Is it permissible to invest in the following company? This is the details from the company. Investment Plans is actually a Program in which Users have to Invest Amount in our Company and can get Profit Monthly till Specific Time Period. It is just like a Bank where you deposit money and get profit. Remember if you invest Money in Our Company in any Plan, then your deposit money is non-refundable after expiry time.

*Basic Plan* In Basic Plan you get Following Profit : Invest Money 30000/PKR Profit 6000/PKR Monthly Time Period 1 Year

In Basic Plan you have to invest 30000/PKR once in our company and you will get 6000/PKR monthly till next 1 Year. Profit will transfer in your Account at 1-Date of Month.

Q: We often buy from Sainsbury’s. They give us vouchers. If we spend £20 they wil give us £2 off. Is it permissible to use that voucher? 

Q: The policies that were paid out to us after my fathers death included interest. We have worked out the interest amounts and discharged it. Will the money from the policies be permissible for us to use? The amounts of the policy includes only the premium amounts now.

Q: Can interest money be used to pay tax (SARS)? What else can interest money be used for, payment of fines? 

Q: I wanted to enquire about Credit Card Rewards. I have a credit which is Shari'a Compliant as per clear statement from the bank:

Bank FAQ's

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Q. Is the card Shari'a compliant?

A. The Emirates Islamic cashback is fully compliant with the Shari'a principles. The card does not charge any interest to customers. As such, the bank charges a fixed monthly fee for extending various features and benefits to customers.

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My question is as per your fatwa before, you said all cashbacks coming from credit cards are haraam?

1. What about this? Is this card cashback still haraam?

2. If it's haraam, please tell me how? Based on your answer I will decide to scrap the card or not.

3. Is there a difference of opinion between the four madhabs?

Q: The situation is as follows:

A person crashed a car of the owner by hitting a railing. The owners insurance was cancelled. The person drove off as no police report was needed. The owner of the car is saying you can either pay $1000 for the car and keep it or pay for the damages because the person is not able to get it renewed with his insurance. The owner had been paying $200 a month for it for about 4-5 years. The person is buying the car from the owner and taking it to another city. In the other city he will get the car safetied in its current condition and get insurance on it. He will then claim the car so that insurance can pay for the damage to fix the car. All the while he will be paying $150-200 for the car monthly in insurance. Is this correct for someone to do or is it haraam for someone to do that? One other point is he can pay insurance the full yearly amount upfront which is around $2400, and he may get 2-3 grand back for the car which they may treat as a write off.