Business and Dealings

Q: I have the following queries regarding the U Count rewards from Standard Bank. I do earn these points but do not use them as per your previous fataawa that I read on your website. 

My questions are as follows: 

1. Can I purchase items from the U Count participating retailers e.g. Makro and give these items to my helper who is a non-Muslim or any Muslim person or any Muslim organization e.g. a Muslim orphanage? 

2. Can I purchase items for me e.g. R1000.00 using the points and then take R1000 in cash and give it away to any Muslim, non-Muslim or any Muslim organization?

Q: I have a great academic background and I want to continue my studies abroad. The country I am currently living in is Afghanistan, so my financial circumstances are not good and for continuing my studies I am not going to be able to pay for my education expenses. 

Can I get a loan and this loan has been accompanied by interest. Studying abroad is my dream and I can make my future through this. So can I get the loan?

Q: We play indoor net cricket, which has the per hour payment. We usually play on "lose to pay" basis, that the losing team will pay 100% of the payment of the indoor net. Is it haram or permissible? 

Secondly, what if we split it on 75% and 25% from losing team and winning team respectively. Is it permissible or not?

Q: Is it permissible for a Muslim business owner to give his staff Christmas/new year bonuses?

Q: 

1. Is it permissible for a Muslim business owner to promote his business using adverts with Christmas decorations? 

2. Can a Muslim businessman sell Christmas lights, trees, decorations, etc.? 

3. What is the ruling regarding a person decorating his business with Christmas lights, Santa Clause etc.?

Q: Where I'm working, I know the people quite well. I've been working here for about 3 years or so now. 

They give me duties to do, example, to take their mother or wife or sister to go shopping or to transport them from one place to another. 

I personally don't like doing that because they are non mahram. My wife gets angry with me when I do those things and she doesn't speak to me. 

If I do tell my boss that I can't do those duties, I know personally they will fire me or treat me differently although they are Muslims. What should I do?

Q: A person has 3 days family responsibility leave. If he takes this leave to take his child to the doctor. But he does shopping afterwards, is this allowed?

He is taking leave for a number of hours. He is not taking leave that he will just go and come back once done.

Q: A person has a phone for work purposes. The phone is old and the battery no longer lasts the full day. If he goes somewhere for work purposes and forgets the phone there because it's flat and he is forced to use his own phone. Is he liable to go and pick up the company phone with his own money or will he be allowed to use the company vehicle to go and get the phone?

Q: I bought airtime and put it in my phone. I used the airtime to buy a bundle of data. I never notice my airtime was fifty cents less. They charged me an emergency recharge. They gave me R2 and said from my next airtime they will take R2+R1.10 access fee. What must I do at that time? When agreeing, I never know it was interest but after that I sensed it. Please advise.

Q: We are 1 sister and 3 brothers. My youngest brother I and are Indian and the other 2 are Malaysian. My Mother is Malaysian and the owner of 20 acres agricultural land. During her lifetime she announced Hiba for an equal distribution of the land under which she gave 5 acres to my middle brother due to his financial condition. I being an Indian was constantly using my share of profit along with my mother as her sons never took up her responsibility except for food and lodging. Now she is suffering from dementia but still remembers her hiba for her 3 children. 

Question 1- if a child is in a foreign country then how would she fulfill the requirement of Malikana Haq as I too am not financially strong to travel internationally often? 

Question 2- there are witnesses for the verbal hiba. 

Q3- in one of my recent trips in 2022 in front of my mom I verbally took possession of my land and wanted to utilize the profit till I could sell it, but my Malaysian brothers refused to do so. Both of them has taken their share under hiba and supporting the Indian brother and denying my right on the pretext that I don’t have the Milkana Haq- Total Possession of land. 

Question- How would it be established that I too have the right to 5 acres land as for the past 10 years my mom and I have been using the profit by mutual understanding?