Miscellaneous

Taking out medical insurance to do a liver transplant

Q: I currently live in Bangladesh. My father suffers from liver cirrhosis. I have plans to do Masters or PhD in USA. It is recommended for my father to do liver transplant but currently the liver transplant is not available in Bangladesh and in India it will cost 1-1.5 crore Bangladeshi Taka(currency), which is out of my reach.

When I start PhD in US, will it me permissible for me to buy an insurance for my father, take him to US and do the liver transplant and then send him back to Bangladesh? I cannot find any Takaful Health Insurance in US and don't know how the rest of the insurance work there.

Will it be permissible in a case like this? 

Is owning an image different from creating or drawing an image?

Q: Is owning an image different from creating or drawing an image? I came to know that several Sahaabah and the grandson of Hadhrat Abu Bakar Siddiq (radhiyallahu anhu) owned a curtain that had a picture of birds and phoenix.

Also, several Sahaabah wore rings for stamping that had drawings of men with swords. Kindly clarify the issue.

Woman conducting an online course

Q: I am a woman and need to earn money. I have developed an online course that will not reveal my face but I need to record my voice explaining the content, and I cannot limit the course to only women (there is no way to do this on the online course platform). Though people will hear my voice, no one will know me. Is this halal?

I may also be able to use a software to change the pitch of my voice slightly (lower the pitch of my voice). Is this better?