Business and Dealings

Q: A family member's car was stolen. They are getting paid out by the insurance. They have been accredited for Hajj today. Can this insurance money be used to perform Hajj?

Q: A school van driver is receiving a whole month's fare from children but there was 12 days holidays from school in a month. During the 12 days school holiday, the driver did not provide any service.

Is he eligible to receive 12 days fare in accordance with injuctions of Islam?

Q: If a person was working for a company for more than a year. In terms of the shariah, what is the minimum notice period or how long of a notice period does one need to give to a company if he decided to resign from that company?

Q: I wanted to know if Crypto Mining is halaal?

Are we allowed to invest in it? If we earn money from mining, is the money above what we invested halaal?

Q: Each year we give zakaat to certain people or organisations. When they come to collect the zakaat the following year, they always bring along a gift e.g. diaries, calenders, pens, etc.

Are we allowed to keep these gifts and use them or will this be counted as taking benefit from one's own zakaat?

Q: Ahmad loaned Cassim R100 000 in cash. Cassim gave 2 kruger coins as a security on the loan (todays value approximately R56 000).

Who pays zakaat on the 2 kruger coins? Who pays zakaat on the loan of R100 000? 

Q: I met a boy and we both had feelings for one another. We both did not want to date as there is a lot of sin in it. Our intention was and is to get married when the time is right and until then, whether our paths cross or not we decided to cut off contact until then. We have no contact at all. The only piece I have of him is a chain that he gave me, will it be sinful for me to wear it?

Q: I took a loan of 8000€ 7 years ago from a couple of close family members for going abroad for education. At that time the Euro to PKR rate was 1€=114PKR. Now after a couple of years, I am capable of returning that amount and I returned the money to all of them except to one person. He sent the money to my father in Dirhims (4000 AED at that time which was equal to 150,000 PKR) so my father added these PKR to sponsor Euros for my education. Now 4000 AED equals to around 270,000 PKR.

Should I return the Dirhims with the current currency conversion or at the rate at which the money was borrowed?

I also returned the PKR on the same rate which I borrowed. For e.g. my father borrowed 400,000 for me from one person and I returned 400,000 PKR directly. But this is confusing as the person sent 4000 AED to my father at that time which equaled to 150,000 but now if I convert 4000 AED then PKR would easily be double. So my question is how much money should I return?

Q: I have a workshop where I repair vehicles. In order for me to be accredited I have to take out a third party insurance in case any customer's vehicles get damaged at my workshop. If I do not take out this third-party insurance, I will not get accreditation.

Is it permissible for me to take out this third-party insurance?

Q:

1. Can I use interest earned on a savings pocket linked to my main account to offset bank charges on the main account?

2. Can I give the interest earned on the savings pocket to a family member who is in an overdraft?