Business and Dealings

Helping one's wife pay an interest bearing loan

1 month ago By user2

Q: Before our marriage, my wife financed a car with an interest-bearing loan. I am not on the loan or title and had no involvement in the original contract. After marriage, I voluntarily began making the monthly payments. About $15,000 remains. 

Recently, I became concerned that making these payments may involve me in riba, so I offered to pay the entire balance immediately. My wife asked me to continue the regular payments for two more months because of a pending diminished-value insurance claim. I made one more monthly payment, despite being financially able to pay off the loan. 

My questions are: 

Am I sinful or considered the “payer of riba” mentioned in the hadith because I make payments on my wife's interest-bearing loan, even though I am not the borrower or owner? Was I sinful for making another monthly payment after I was able and willing to pay off the loan in full?

One's supplier delivering directly to the customer without one taking possession

1 month ago By user2

Q: I want to ask -  is drop shipping permissible or not? Let me explain the process: 

When a customer places an order, I contact the supplier to say that a customer has placed a specific order. The supplier then charges me the cost of that product from my bank account and then delivers it to the customer. So in that way, is it permissible or not?

Accepting a gift or working for someone whose income is haraam

1 month ago By user2

Q: 

1. If all of a person's income is haraam, can you accept a gift of dawat from such a person (i.e. you are sure that he has no halaal wealth or income)? 

2. Can you work for such a person? The work you are doing for him is of a halaal nature, but he is going to pay you your salary from haraam money. 

3. If such a wishes to purchase something from you and you are certain that the money he is paying with haraam money, will it be permissible to sell to him? 

4. Will there be any difference in the ruling if the person (whose income is haraam) is a non-Muslim?

Receiving gifts from a person who works in the bank

1 month ago By user2

Q: I would like advice regarding the following: 

My father works in the bank and it's his only source of income. After finding out that interest is war with Allah Ta'ala, I decided to find a job and move out. 

My question is, now that I have a job and moved out, all the stuff that were bought for me by my father what do I do with it? Do I give it away or can I still use it? My clothing, I have tools my father bought and basically everything I have is from my father, what do I do?

Upholding the laws of Islam in a Muslim or non-Muslim country

2 months ago By user2

Q: I would like to ask regarding فقه الأقليات. 

What is it? Could some examples be given of where it is applied? What's Mufti Saheb's stance on it? If Mufti Saheb is for it then why? If not then why? I would really appreciate a detailed answer as this is very commonly applied by Ulama here in the West and I'm not sure if what they're doing is right or not. Using this, some have permitted interest too.

Validity of a gift given with the owner's consent

2 months ago By user2

Q: I have a question regarding a matter of giving on behalf of someone….it’s kind off detailed… 

Few years ago, my uncle took the responsibility of dealing with my grandfathers financial matters - with my grandfathers approval. At that time my grandfather was 100% mentally well but physically he was disabled and needed to live with someone to look after him. My mother (my grandfathers daughter) took that responsibility. 

My uncle gave my father my grandfathers car as a gift (gift or kindoff payment for looking after my grandfather). Was this gifting valid? 

Now my grandfather has dementia and isn’t in a state to make decisions, so it’s not possible to ask his approval of this gift. My father has passed away since then, so will the car be part of my father’s estate or is it still belonging to my grandfather?

Calling interest "service charge"

2 months ago By user2

Q: There is a government youth development department here. There is a loan project and it was declared on the terms 9% service charge for women with no Riba. 

9% at gradually low rate. 

Is working as a youth development officer halaal there or taking the loan? 

It’s a charitable government department but yet there is that 10% service charge for men, 9% service charge for women, etc. rate for other gender.

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